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Stripe fee calculator

Enter an amount and tick what applies: international card, currency conversion, manually entered card. You get Stripe's fee and what you keep, or the amount to charge to keep an exact figure.

Free, no sign-up. Updated · fees checked on October 21, 2026

You receive

$77.38

Fee
$2.62
Effective fee
3.28%
Fee rate
2.9% + $0.30

How it's calculated

Fee
= amount × (2.9% + extras) + $0.30
Charge to receive X
= (X + $0.30) ÷ (1 − rate)

Example

A $80 payment with a US card costs 80 × 2.9% + $0.30 = $2.62. With an international card that needs converting: 80 × (2.9% + 1.5% + 1%) + $0.30 = $4.62.

Stripe US rates (checked 2026-10-21)

Domestic cards and wallets: 2.9% + 30¢ per successful payment. International cards: +1.5%. Currency conversion: +1%. Manually entered cards: +0.5%. Each dispute: $15.

FAQ

How much does Stripe charge per transaction?

2.9% + 30¢ for a domestic card in the US, with extras for international cards (+1.5%), conversion (+1%) and manual entry (+0.5%), checked 2026-10-21.

What does a Stripe dispute cost?

$15 for each dispute you receive, per Stripe's US pricing page.

Can I pass Stripe's fee to the customer?

Use “Charge to receive” to find the amount; surcharging rules differ by country and card network, so check them first.

Is Stripe cheaper than PayPal?

On standard US rates: Stripe 2.9% + 30¢, PayPal Checkout 3.49% + 49¢. Run both calculators with your amount.

Sources (read on October 21, 2026)

  1. Stripe pricing (US)

Fees change; check the provider's page before relying on a figure. Results are estimates for general information, not financial or tax advice. Brand names belong to their owners; Chekvo isn't affiliated with them.

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